Step 4:    Customize Your Portfolio

Beacon has engineered five model portfolios to be used as the “core” of your investment plan. Each model portfolio is engineered to maximize return for each risk level based on financial science.

Statisticians estimate that at least 20 years of historical data is necessary to draw statistically meaningful conclusions. Beacon has collected over 75 years of historical data for each of our five model portfolios. Understanding the history of a portfolio is critical in determining the best choice for your objectives.

Note: Market risk of the Beacon model portfolios is defined and compared to the beta of the S&P 500 Index. The stock and bond allocations of each model portfolio may change as a result of changing risk factors as compared to the S&P 500 Index. Each model portfolio attempts to meet its risk objectives as compared to the S&P 500 Index, however meeting that risk objective cannot be guaranteed.

Once you have a solid core, you can begin customizing your portfolio with satellite funds. Beacon offers more than ten funds designed to capture the performance of specific market segments. The result is a virtually unlimited opportunity to create a unique portfolio designed to meet your needs and objectives.